John presents The Goal of Work is Retirement: Rule 10 posted at Married with Debt. This is Rule 10 in my 10 Rules to Eliminate Debt and Change Your Life The reasons I started Married with Debt are twofold: to help people get out of debt, and help them change their lives.

2) Teacher Man presents Lifestyle Inflation – The Upward/Downward Spiral posted at My University Money.Yes, I know, many of you have seen this before, and are probably thinking, “Man, I don’t go out and spend frivolously, I’m not trying to pretend I’m a Rockefeller, I’m just an everyday person, I don’t have any lifestyle inflation.” Here is the thing – lifestyle inflation is a silent beast.

3) SB presents How Smart Phones Can Help Manage Finances posted at One Cent at a Time.From paying bill, to storing coupons today’s smart phones can help you manage your money on the go. Do not underestimate this potential and be aware how to use apps on your smart phone.

4) Miss T. presents Start Saving Early for Retirement: Tips for Young People Just Starting Out posted at Prairie Eco Thrifter.The longer you save for retirement, the more money you will have to retire on, even if the amounts saved are quite small in the beginning. This article looks at the reasons an early start to retirement saving is so vital and why so many people just don’t get it.

5) Div Guy presents If You Had $10,000 Today, What Would You Do With It? posted at The Dividend Guy Blog.How would you invest this money?

6) FMF presents The Butterfly Effect posted at Free Money Finance. The Butterfly Effect is the term given to the theory that small, seemingly insignificant actions can have far-reaching effects.

7) Paul presents Ways To Invest Your Money posted at Make Money Make Cents.Here’s a little insight and explanation to the different options available when investing your money.

8 ) Suba presents How to Save Money on Hotel Rooms posted at Broke Professionals.How to Save Money on Hotel Rooms is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. You dont have to be rich to take a trip or go on a vacation, but they do cost money.

9) YFS presents What Is Asset Allocation and Why Is It Important? posted at Your Finances Simplified.One of the things that investment gurus always emphasize is to diversify, diversify and diversify. Supposedly, diversification will help improve the overall performance of your portfolio since it doesnt ride on just one investment vehicle.

10) Crystal presents Doing it Again – Renting Out a Spare Bedroom posted at Budgeting in the Fun Stuff. We rented out the spare bedroom of our current home 2 of the 5 years we’ve lived here. And we’re doing it again starting today.

Signing off for now and see you at the next edition hosted by My Personal Finance Journey

On my iPhone I have these apps which I think are still going strong in 2012

CNBC Real Time – As the name suggests this one from CNBC provides real time news and stock prices. The best part of the app is the great interfaces and the historical interactive charts that it dishes out for each stock.

Stock Ticker Picker – This is the one which I use to build my portfolio and create the watch lists. It has some really good tools to create the portfolio and track the stock prices, gains and technical charts.

I also have the usual suspects which I use rarely though which are the The Street app and the Market Watch app.

Here are the two must have apps for your iPad in 2012

Stock Guru – This app is simply too good and I would say that it is the Guru of all apps. The app has some real great information for each stock. It gives all the information with regards to analysing the risk factors for a particular stock. It also tells about the financial strength of the company via the financial ratios. It also assigns a guru rating to a stock to help make you a decision of a particular stock. With that guru rating then is the financial rating, the momentum rating, the risk rating and the risk score. Unbeatable is what I would say for those who buy and sell stock all by themselves rather than relying on a stock broker.

Stock Watch – As the name suggests this one is for pure tracking of stocks within your portfolio and for creating the watch lists for stocks to buy. It gives real time information on stock prices and also builds the technical charts for the stocks. It is purely for checking the stock prices and basic information about the stock related trades. Still a must have for keeping a tab on your portfolio.

Other good iPad apps are

Ichartist – If you are a technical analyst to the core then you need this app. It will give you some technical charts with charts likes Bollinger bands, 200 DMA, Candlestick patterns, exponential moving average etc.

Bloomberg for iPad – Coming form Bloomberg this app is really great and works like a charm. It has real time data on stocks as well as news from all the stock market around the world. There are some great tools that you can use within this app and also get some expert advices with Podcasts that are sent for your consumption.

Market Watch – This one from Dow Jones has tons of information though I do not think this is as focussed an app as the others. This has good amount of articles and theories and discussions to help you form an opinion for a stock or the trends in the stock market in general.

Now you can buy gold in a number of forms however the easiest way is to buy gold from the stock market. In this article I will explore the ways by which you can buy the gold on the stock market.

Buying gold stock – There are a lot of golf mining and predicting companies which have their stocks listed on NYSE or TSX. These stocks typically move in tandem with the price of gold. The reason is that any increase in the price of gold straight away goes to increase the profits of these companies. The reason for this being that they have a relatively fixed input costs and any increase in selling price increases the profit margins of these companies.

Now investors need to be aware that there are senior god stocks and the junior gold stocks. The junior gold stocks are much more volatile and risky, so for long term bets it is better to go for senior gold stocks like Kinross Gold, Yamana Gold, Barrick Corp. or Gold Corp.

Gold ETF

The gold ETF’s in simple language are shares which track the spot price of gold. So the price of the Gold ETF is basically the price of physical gold. The two major gold ETF’s which are a must have in case you need to buy gold in the stock market are SPDR Gold Trust (NYSE: GLD) and the other is iShares Gold Trust (NYSE: IAU).

GLD price per share is 1/10^th of the price of gold and IAU price is 1/100^th the price of gold.

These ETF’s can be bought as stock on the NYSE and they are very liquid. The benefit of owning these is that you do not have to worry about the storage of physical gold as these ETF’s have the underlying gold which is held by them in the storage across the world.

Gold Futures – Futures is a risky thing and I would suggest that as regular investor you just stick to gold stocks and ETF’s. For futures you need understanding of buy and sell side and even the way the CME works.

Gold ETF is good as you are buying at the underlying price of the physical gold. With gold stocks you can hit a bull run for sure based on which stock you pick. There are various stocks for gold and each of these are in various stages of gold mining and refining.

Gold refining stocks see an upside when the gold price is high as they have the input and refining costs as fixed. If the price of gold increases then the companies make more profit as they can sell the gold at a higher price.

There are other stocks which are primarily aimed at mining the gold. These companies hinge their fortune on finding the gold deposits and mining them. They are primarily engaged in exploration.

Here is my list of top gold stocks for 2012

Midway Gold Corp (MDW)

Barrick Gold Corporation (ABX)

Kinross Gold Corporation (KGC)

AuRico Gold (AUQ)

Here is the list of gold stocks in alphabetical order

ABX    Barrick Gold

AEM    Agnico-Eagle Mines Limited

AGT    Apollo Gold Corporation

AU       AngloGold Ashanti

AUY    Yamana Gold

BAA    Banro Corporation

BGO    Bema Gold

BMD   Birch Resources

BVN    Compañía de Minas Buenaventura S.A.A.

CAU    Canyon Resources Corporation

CBJ     Cambior

CCJ     Cameco

CDE    Coeur d’Alene Mines

CDY    Cardero Resource Corporation

CGR    Claude Resources Inc.

DEZ     Desert Sun Mining Corporation

DROOY          DRDGold

EGI      Birch Resources

EGO    Entree Gold

FCX    Freeport-McMoRan Copper & Gold Inc.

FNXMF.PK    FNX Mining Company Inc.

GBN    Great Basin Gold Ltd.

GFI      Gold Fields Limited

GG       Goldcorp Inc.

GLG    Glamis Gold Limited

GOLD Randgold Resources Limited

GRS     Gammon Lake Resources Inc

GRZ     Gold Reserve Inc.

GSS     Golden Star Resources Limited

HL       Hecla Mining Company

HMY   Harmony Gold Mining Company

IAG     IAMGOLD Corporation

IMR     IMA Exploration

IVN     Ivanhoe Mines

KGC    Kinross Gold Corporation

KRY    Crystallex International Corporation

LIHRY Lihir Gold Ltd.

MDG   Meridian Gold Inc.

MGN   Mines Management Inc.

MNG   Miramar Mining

NAK   Norther Dynasty Minerals Ltd.

NEM   Newmont Mining Corporation

NG      NovaGold Resources Inc.

NILSY Norilsk Nickel

NSU    Nevsun Resources

PAL     North American Palladium

NXG    Northgate Minerals Corporation

OMR   Odyssey Marine

OZN    Orezone Resources Inc.

PMU    Pacific Rim Mining Corp.

PAAS  Pan American Silver Corp.

PD       Phelps Dodge

PDG    Placer Dome

QEE     Queenstake Resources Ltd.

RBY    Rubicon Minerals Corporation

RIC      Richmont Mines

RTP     Rio Tinto Group

RGLD  Royal Gold

SA       Seabridge Gold

SIL      Apex Silver Mines Ltd.

SLW    Silver Wheaton Corp.

SSRI    Silver Standard Resources Ltd.

SWC   Stillwater Mining

TGB     Taseko Mines Ltd.

TRE     Tan Range Exploration

VGZ    Vista Gold Corp.

WTZ    Western Silver Corp.

Here is the list of gold mining stocks

Gold Fields Limited (GFI)

Newmont Mining Corporation (NEM)

Tanzanian Royalty Exploration Corporation (TRE)

Northgate Minerals Corporation (NXG)

Yamana Gold, Inc. (AUY)

Coeur d’Alene Mines Corporation (CDE)

Here is the list of gold ETF’s for 2012

GLD    streetTRACKS Gold Shares

IAU     iShares COMEX Gold Trust

SLV     iShares Silver ETF

Proshares Ultrashort Gold ( GLL)

Proshares Ultra Gold (UGL)

Sticking to the objective of the carnival, I would say that some of the submissions that did not confirm to the main objective of the carnival i.e Passive Investing have not been published.

Editor’s Picks

Ken Faulkenberry presents 3 Types of Investors – Which Type Are You? posted at AAAMP Blog. I see 3 main types of investors today; each with their own characteristics and results

Ken Faulkenberry presents Five Benefits of Always Reinvesting Dividends posted at AAAMP Blog.Dividend reinvestment enhances the benefits of dividend investing. Instead of taking a dividend in cash an investor can choose to reinvest dividends and receive additional shares of stock. Here are 5 benefits of reinvesting dividends

Bob presents The Cost Of Delaying Your Financial Plan posted at ChristianPF. We have all heard that “time is money”, but have you ever stopped to think about just how much your own procrastination is costing you? Here are some typical thought processes . . .

Others – Not Really Passive Investing

YFS presents IS RAISING A DOG LIKE RAISING A CHILD? posted at YourFinancesSimplified. YFS answers the age old question. Will getting a pet prepare me for a child?

Darwin presents MAJOR Financial Miscalculations We’re All Making posted at Darwin’s Money.

Darwin bares his soul and shares 6 MAJOR Financial miscalculations over a lifetime that you may be making as well. From salary assumptions to investment returns, everything you thought you knew might be wrong.

Corey presents How Being Thankful Affects Your Finances posted at 20′s Finances. Learn how being thankful affects your approach to finances. Read my article and see if you agree?

Corey presents Alternative Plans For Financial Independence posted at Money ReasonsDon’t stick with just one plan for financial independence! Who knows, perhaps Plan B will get you there instead!

Glen Craig presents Don’t Get Too Hung Up on the Value Investing vs. Growth Investing Debate posted at Free From Broke . People like to pigeon-hole their investing style. Some stick to value investing while others are growth investors. Don’t get hung up on the value investing vs. growth investing debate. Many stocks blur the lines.

Don presents Frugally Saving Money By Taking Advantage Of A Very Unusual Opportunity posted at Money Reasons. Do you see dollar signs when you see roadkill along side of the road? I knew a guy that did, and this is his story.

Kelly presents Common Mistakes New Investors Should Avoid posted at Frugal LivingWhen you finally have some savings building up, you might be excited to start finding ways to make your money work for you, instead of being a slave to the almighty dollar. Unfortunately, this enthusiasm can lead to some costly mistakes if you’re not careful from the start.

Sustainable PF presents What is Passive Dividend Income? posted at Sustainable Personal Finance.A description of passive dividend investing

Michael presents If You’re Under 40, Selling Investments Should be a Last Resort posted at Begging To Retire. Even if you’re in a bad spot … avoid selling your retirement investments. Better to save those for later.

Dough Roller presents 5 Weird Ways to Invest Your Money posted at Dough Roller.Throwing your money into stocks and bonds isn’t the only way to see a good gain.

Kyle Taylor presents 4 Reason You Should Invest in Real Estate Now posted at The Penny Hoarder. There are a lot of opinions about the future of the real estate market so we thought it might be fun to square off two different personal finance bloggers and let them try to convince you whether to invest or not.

Dan presents Highest Yield Stocks of the Dow posted at High Yield Edge. A comprehensive listing of the highest yielding stocks in the Dow Jones Industrial Average. Interestingly, 22 of the 30 have higher yields than 10-Year Treasuries!

That’s it for this month’s edition of Carnival of Passive Investing. Submit your
Passive investing posts for Decemeber’s carnival hosted by Boomer & Echo using the Blog Carnival Workaround. For more information on the Carnival go to Carnival of Passive Investing.

Saving for retirement is essential – especially with the questionable future of Social Security and other government programs, such as Medicare, facing serious cuts. But what is the best way to go about it?

A good start is to seek diversification in different investments, as this can prepare you for a variety of scenarios when you retire. For example, investing in both a 401K and a Roth IRA provides some protection against an unknown future tax environment. But within those accounts, what investments should you hold?

This is a tricky topic, especially as the economy continues to struggle. However, the fact remains that investing for growth is essential, especially if you are many years away from retiring. One promising option is to invest in international funds.

Benefits of International Investing

1. High Yield
Many international funds pay higher dividends than U.S. domestics. For example, the average dividend yield for blue-chip stocks in Europe and Asia is right around 3%, which is well above the current 2% yield on the S&P 500. There are also multiple high-yield international ETFs generating more than 10%.

2. Diversification
International investing is roughly broken down into 2 categories: developed markets and emerging markets. Developed markets generally carry less risk than emerging, though emerging markets may offer more opportunity for growth.

You can invest in stocks and bonds in either category in a range of sectors and countries. Moreover, international markets do not always move in tandem with U.S. markets. In other words, when your domestic funds are down, your international holdings could be up. This provides yet a further layer of diversification to portfolios that incorporate both U.S. and international funds.

3. A Weak Dollar
The dollar didn’t just weaken recently – it has under-performd for years now. If the trend continues, gains you take overseas will have more buying power domestically. That said, there are plenty of foreign countries experiencing their own financial woes these days. So do your homework to find countries with a strong currency now and the economics to keep it that way.

4. Growing Market Competition
The trend towards globalization means that the rest of the world is gaining an edge over the U.S. in various industries. For example, a cheaper labor force can allow U.S. competitors room to grow, especially when products or services are exported worldwide. As evidenced by plenty of domestic corporations expanding their overseas presence, it’s becoming harder for companies operating solely out of the United States to remain competitive.

Drawbacks to International Investing

Though the benefits are compelling, keep in mind that investing internationally comes with risks typically not associated with domestic funds.

1. Currency Risk
Fluctuations in local and foreign currencies can also work against you. If the dollar rises and foreign currencies decline, your international gains will suffer proportionately when converted to U.S. currency.

2. Foreign Unrest and Regulations
Your overseas investments can also be vulnerable to volatile politics and foreign economies. For example, a new regime could undo generous business legislation that the previous regime enacted, which could have a detrimental effect on your investments. Generally, less stable countries and economies will be more susceptible to market fluctuations as a result of political and social uprisings.

3. Lack of Familiarity and Information
If you decide to invest internationally, you will likely be unfamiliar with the companies in which you’re invested – especially since funds invest in multiple companies. This lack of information limits your ability to make fully informed decisions regarding those companies’ prospects. Moreover, corporate financial statements may be more susceptible to “loose” accounting, particularly in countries without established and independent oversight committees.

4. Higher Expense Ratios
The expense ratios on international ETFs are relatively high compared to their domestic counterparts. Expenses including the expense ratio and any sales charges should always be considered before investing, as these seriously deteriorate gains during the years you’ll be invested.

Final Thoughts

Opportunity awaits internationally. Globalization is real and this is no longer the same world our parents invested in. That said, plenty of risk still exists as well, which is why it’s wise to allocate only a percentage of your portfolio to international funds. That percentage will depend heavily on what you’re investing for, the length of time you plan to invest, and your tolerance for investment risk.

If you have many years until retirement, you can better withstand the risk of investing in an emerging markets fund than someone just entering retirement. Plus, you’ll probably need the aggressive growth factor. International funds may also provide some protection against an ailing domestic economy.

What are your thoughts on investing in international funds?

I did not include a lot of posts which were really not in the mode of passive investing. My endevor has been to confirm to the main objective of the carnival which is passive investing.

With all that is happening in the world, riots, mayhem and terrorism this reminds me of Mahatama Gandhi, who preached non violence and helped gain India independence. A few quotes from him interspersed with the Submissions.

Editor’s Picks

Darwin presents You Should NOT Be Losing Sleep Over This Market Crash posted at Darwin’s Money. Aside from selling low and buying high, the tax implications of trading in and out of the market during crashes like this are killing retail investors. Here’s how to stay focused

Jacob @ My Personal Finance Journey presents Help a Reader – Should You Continue to Fund Your 401k With the Recent Market Downturn? posted at My Personal Finance Journey. One of the “cardinal sins” of passive investing is to make drastic changes to your asset allocation/investing strategy simply because of a downturn in the stock market.

This post shares a recent question I got from a reader about what to do with his/her 401k contributions given the recent market downturn, my take on an answer to this question, as well as insights from other readers.

Outlaw presents Where to Invest Your Money posted at Outlaw Finance. Tips on where to invest your money, based on where I invest my money

“An eye for an eye makes the whole world blind.”

Passive Investing

Boomer presents What Are Real Return Bonds? posted at Boomer & Echo. Real return bonds are mainly a buy-and-hold investment. They are best purchased when inflation is expected to rise.

Evan presents Stock Investing Will Have its Up and Downs posted at My Journey to Millions.You should know and understand your risk tolerance, and be involved in equities with the knowledge that down turns and periods of stagnant growth are not only known risks but actually expected from time to time.

“Freedom is not worth having if it does not include the freedom to make mistakes.”

Investing

Ryan presents Top 5 Common Investing Mistakes posted at Outlaw Finance.

Barb Friedberg presents WHAT SHOULD I DO WITH MY INVESTMENTS NOW? posted at Barbara Friedberg Personal Finance.

Dough Roller presents Is Dividend Investing a Smart Alternative to Savings Accounts posted at Dough Roller.

Investor Junkie presents SogoTrade Review posted at Investor Junkie.

Tony Chou presents Advantages of the Small Investor posted at Investorz’ Blog

Robert presents The Ultimate Roth 401(k) Guide posted at The College Investor.

Emily presents Common Investing Mistakes: 401K posted at Outlaw Finance

“The only tyrant I accept in this world is the still voice within”

Dividends and it is not passive

Crystal presents Dividend Yielding Stocks – I Learn Something New Every Day posted at Budgeting In The Fun Stuff.

Julie Mayfield presents Investing in Dividend Stocks: My First Baby Steps posted at The Family CEO.

“The best way to find yourself is to lose yourself in the service of others.”

Financial Planning

Bob presents 10 Questions To Ask Your Financial Planner posted at ChristianPF.

“Victory attained by violence is tantamount to a defeat, for it is momentary.”

Miscellaneous

The End of an Era? Apple CEO Steve Jobs Steps Down posted at Money Mastered.

Chloe Simpson presents Make IRS Pay Your Moving Costs posted at Tax Brackets.

“Live as if you were to die tomorrow. Learn as if you were to live forever.”

That’s it for this month’s edition of Carnival of Passive Investing. Submit your
Passive investing posts for September’s carnival hosted by Free Money Finance using the Blog Carnival Workaround. For more information on the Carnival go to Carnival of Passive Investing.

1. Say No to Bottled Water. You can easily spend thousands of dollars a year on bottled water – a habit that is not frugal OR green by any standard. If you are concerned about the water quality in your area, buy a filter for your kitchen faucet. For water to-go, get an earth friendly metal water bottle that you can refill and carry with you everywhere. Your wallet and the earth will thank you for it. By the way, did you know Dasani and Aquafina are just purified tap water? Need some more convincing? Watch The Story of Bottled Water.

2. Buy or Make Your Own Reusable Bags. Most stores give you a credit towards your shopping bill for every reusable bag you bring in. Not a huge savings but it’s something! Many stores in Europe charge you for each plastic bag the store provides you, so consider yourself lucky. Make sure you keep some bags in your car for those last minute shopping runs. And really think about whether each piece of produce you buy needs its own separate plastic bag. Do you have a crafty side? Check out these super cute ways to make your own reusable bags.

3. Use Glass For Your Leftovers and Lunches. Rather than using plastic wrap or buying the plastic containers with the blue snap-on lids for your leftovers and bag lunches, consider using glass containers. Plastic containers are not only bad for the environment, but they also tend to easily wear out, crack or stain. Not to mention the fact that you don’t want to be microwaving food in plastic containers due to the potential for chemicals to leach into your food. Although you may end up spending a little more up front, you will end up saving money in the long run. Glass food containers come up in all shapes and sizes – do your research and try to find a good deal.

4. Recycle. No big surprise that recycling is on this list. As far as the money saving side to recycling, you will have to get a little creative. Some states require you to pay a deposit to the grocery store when you purchase bottles or cans. In order to get that deposit returned, you have to recycle. Bottles and cans not worth your time? Some companies will pay you to recycle your old electronics, cell phones, ink cartridges, cardboard boxes and even golf balls. Check it out!

5. Unplug Your Appliances. Did you know certain appliances continue to use electricity even when they are turned off? Some estimates claim that up to 10% of the average home electricity bill comes from these ‘energy vampires’. Consider unplugging your coffee maker, bread machine or microwave at night (or any electronics outside of the kitchen). Not sure which appliances use the most energy when turned off? Invest in a Kill A Watt electricity usage monitor. Or get PlotWatt to read and assess your energy consumption. Flipping the switch could add up to significant savings.

6. Make Your Own Cleaning Supplies. If you are feeling uber-motivated after reading the first five tips on this list, it might be time to consider making your own cleaning supplies. Using natural ingredients will prevent the use of products with dangerous chemicals and nasty fumes in your home. Plus in most cases, mixing up your own batch will be cheaper than buying store products. Check out these recipes for creating a multipurpose cleaner, glass cleaner and oven cleaner.

7. Plant A Garden. If you are willing to put in some time and effort, a home garden is one of the best ways to combine being green with your frugality goals. If you don’t have much space, consider a container garden full of herbs or a hanging garden to plant tomatoes and strawberries. Not sure which fruits and vegetables will give you the best bang for your buck? Check out this article on 5 foods it’s cheaper to grow.

8. Update Your Fridge. Replacing your olive green refrigerator from the ’70s with an Energy Star appliance will significantly cut the cost of your electricity bill. Although this will end up being a significant investment up front, the savings on the back end should make it worth your while. For great deals, check out a Sears Outlet Center where you can find discounts on all kinds of appliances. Want to know exactly how much you’ll be saving with a new fridge? Enter your current refrigerator model and Energy Star will provide a savings calculation.

Sarah created The $60K Project when she got tired of owing most of her paycheck to debtors. Since April 2009, she has paid off $85,000 in debt. She hopes to inspire her readers to become debt free and also to try to make their own cleaning supplies just because it sounds like a cool thing to do.

Eric from Narrow Bridge finance hosted this Carnival of Personal finance

Dana at Not Made of Money hosted this Totally Money Blog carnival

SB at One Cent at a time had me in his Yakezie Challenger series  part 2 and Yakezie Challenger part 3

Suba of Wealth Informatics included my post in the Carnival of Passive investing.

Super Saver included  me in the The Wealth Builder Carnival #28

Tony at Investorz Blog included me the Saturday link roundup

No Debt MBA hosted the Yakezie Carnival

And yes I am hosting the carnival of Passive Investing for this month. Hope to have a post in the Yakezie forum for that to get maximum visibility.

The Alexa rank is a yardstick to gain entry into the Yakezie network. However there is one thing which is the Authority status in the eyes of Google. The benefit is that once you have the Google Authority then whatever you post has the chance to come up in SERPS really fast and that helps in turn to make more money and get more search engine traffic.

Here is how to check that you are an Authority Blog in the eyes of Google.

Type in your website or blog name in the search bar and see what comes up. If are an authority blog in the eyes of Google then this will come up.  It will have eight separate listings under the URL.

I did this for Ehow.com and this came up. See below for complete listing.

By the way ehow.com has an Alexa Rank of 1. Wow !

Also I did the same for all the Yakezie member blogs and here is the list with those who are authority and who are not.

Here is one for Financial Samurai .

Notice the eight sub listings under the main listing and this tells you that the blog is a GOOGLE Authority.

Let us see what comes up for me.  I am not an authority blog in the eyes of Google.

Here is the complete listing for the Yakezie Members

Note : Let me know if there are mistakes in this list and I will rectify that.